Apparently you can get your card in minutes, and it's (naturally) powered by Apple Pay. Customers will be able to track purchases, check balances and more right from the app, while Apple Card support is available 24/7 by just sending a text.
It'll be available across your devices, and will be found in your Wallet App, with clear spending tracking - with store names clearly listed - and details on when your next payment is due and how much you've spent this month.
Much like the new wave of digital-only banks we've seen in the UK, Apple has decided to make it easier and faster to get a card.
At Apple's Monday press conference showcasing its many new services like its magazine newsstand-inspired Apple News+, it also showed off a new way to pay for things.
And in contrast to traditional credit cards, it will have no late fees, annual fees or worldwide usage fees.
In fact, the integration is so nicely done that you can simply message Apple to manage your Apple Card.
Apple Inc. CEO Tim Cook speaks during a company product launch event
A titanium card with your name laser-etched on the front will function as a "real" credit card, but it's also linked to your Apple Wallet and Apple Card info.
Apple partnered with Goldman Sachs as the issuing bank to deliver its credit card, which will be MasterCard-branded. Apple was also careful to announce that Goldman Sachs will not use your data for profit through third parties for marketing. Unique one-time codes to make sure someone doesn't spend with your number, alongside the usual Face and TouchID authentication. Made of titanium, the physical card will feature "no card number, CVV security code, expiration date, or signature", Apple said. Daily Cash, for instance, gives you 2 percent cash back the same day you make any Apple Pay purchase (3 percent if it's for purchases from Apple).
No word on when (or if) it'll arrive here in the United Kingdom, but Apple Card hits the USA this summer.
At its event, Apple's VP Apple Pay Jennifer Bailey stressed the need to simplify a user's banking experience.
"We are excited to be the global payments network for Apple Card, providing customers with fast and secure transactions around the world", said Ajay Banga, president and CEO of Mastercard. Unfortunately if you use your physical card you'll only get 1 per cent. "All this information is easily accessible in Wallet to use in apps and on websites", Apple explains.
With Card, Apple is introducing a welcome new take on the cash back program. In its fine print, however, the company notes that "late or missed payments will result in additional interest accumulating toward the customer's balance". It's called DailyCash, and the rewards are added to the new Apple Cash Card within the wallet app.